Industrial Injuries Disablement Benefit (IIDB) is a weekly benefit paid to individuals who were disabled due to either an accident that occurred in the workplace or a certain disease caused by their job. It is a no-fault scheme funded by the Department for Work and Pensions.
It is non-taxable and applies to anyone, regardless of age. However, a person has to have a contract of employment to be eligible to file a claim.
If you were injured at work and wished to file a claim, you can seek help from a personal injury lawyer. Personal injury lawyers specialize in accidents that involve automobiles, as well as accidents at industrial and construction sites.
They help their clients receive the maximum compensation possible. Then again, the amount you receive largely depends on how severe your condition is as a direct result of the disease or injury you incurred while working.
Only employed individuals are covered by the IIDB and are eligible for industrial injuries benefit. Employed earners are people who are gainfully employed in the Great Britain area under a contract of service or who hold an office. However, there can be certain exceptions. Some individuals who are not employed earners can be considered for this benefit.
For instance, special constables that are not paid belong to this category. Likewise, the staff members of a particular agency who are under a contract for their services and yet are still liable for paying Class 1 National Insurance contributions belong to this category. Those who hadbeen approved for an employment training course or scheme when the accident also occurred belong here.
Are You Qualified for an IIDB?
So, can you receive an industrial injury benefit? The answer is ‘yes’ if you are disabled due to an accident at work or in the course of your work. You can also receive it if you acquired a certain disease due to the nature of your work.
Take note that only industrial diseases qualify. These diseases include those that are caused by chemicals. So if you lose your hearing or sight because of such chemicals, you may receive compensation.
There is no need for you pay national insurance contributions to receive IIDB. You can receive it even if you get back to work and continue working. It also does not matter how much capital, income, or savings you have. However, it is not possible for you to receive IIDB if you are self-employed or own a business.
Assessment for Industrial Injury Claims
Remember that IIDB claims, as well as additional allowances, can be complex. This is why you have to consult with a personal injury attorney before you make a move. You need to obtain professional advice, so you can know how strong your position on the case is, as well as how much compensation you can receive. Again, the amount you get depends on your individual circumstances.
A doctor will evaluate and assess how you are affected by your disability. Your disablement’s extent is stated as a percentage. It is only the disability level that is directly attributable to the disease or accident that is taken into account. In case you have any pre-existing or unrelated condition, your doctor won’t include the effects of such condition in your percentage disablement.
Your assessment can either last for a certain periodor life, depending on your disability’s extent. When the disability level caused by your disease or accident gets worse or when the fixed assessment period ends, you can get assessed again. Aside from the extent of your disability, your age is also a factor when it comes to determining your percentage disablement. For instance, if you have been assessed as 100% disabled, you can receive £168 per week.
Usually, you have to be assessed as having 14% or more disablement to receive industrial injury compensation. However, there are certain exceptions to this rule. For the purpose of payment, disablement of 14% to 19% is rounded up to 20%. Your IIDB can be counted as income if you get a means-tested benefit, such as Pension Credit, Housing Benefit, or Employment and Support Allowance.
Claiming Industrial Injuries Disablement Benefit
Once again, there is no need for you to pay NI contributions to benefit from an industrial injury claim. If your disease or accident is caused by employment not considered as employed earner’s employment or self-employed work, you cannot benefit from this scheme. Likewise, you cannot get any benefit if your disease or accident occurred while you were serving in the HM forces. However, you may receive compensation through the Armed Forces Compensation Scheme or the War Pensions Scheme.
If you are not certain whether or not you are covered, you should call the Barnsley Centre hotline. It is up to the decision-maker as to whether or not your employment status can be considered an employed earner. If your employment is not considered an employed earner, you are not allowed to make a claim. If you dispute such disallowance, your documents will be sent to the Inland Revenue so you can receive a formal decision on your employment status.
Normally, you can easily receive an industrial injuries benefit if you acquired the disease or had the accident in Great Britain.
However, you may still receive compensation if you worked as an airman or mariner on the United Kingdom’s shelf. You may also receive compensation if you worked in Norway or any other European Union country.
Similarly, you may receive compensation if your employer paid Class 1 NI contributions for you when you were still working abroad, or you used to pay special Class 2 contributions as a volunteer development worker. You may also receive compensation if you worked in a country wherein Great Britain has had an agreement concerning covering industrial injuries.
For you to obtain a claim form from the Barnsley Industrial Injuries Disablement Benefit Centre, you should contact their hotline or download the available forms. The claim packs are BI 100PD, Prescribed Industrial Diseases and BI 100A, Industrial Accidents. You can make a claim immediately if you believe that you acquired your disease while working on the training course or doing your job.
If you were involved in an accident, you have to make a claim two months after it occurred. Keep in mind that you can no longer receive industrial injury compensation for the first ninety days or fifteen weeks after the accident. Sundays are not included in the count. By this time, you will also not be examined medically.
Also, if you were asked to go to a medical examination and you did not show up without a valid reason, your claim will be disallowed.
Furthermore, see to it that you send any copies of your accident report as well as any other relevant medical evidence along with your claim. Just do not delay the claiming procedure by attempting to obtain thefresh report.
The more you delay claiming, the more you lose benefits. The IIDB cannot be paid for over a three-month period before the date of your claim or over a month before the date of your claim if you already receive benefits for other diseases or accidents.
Once you send your application and it’s properly received, you will be mailed a written acknowledgment. Your employer will also be sent a letter to verify the incident. Confirmation of the date, place, and time of the incident is necessary.
Also, you have to prove that the accident occurred during your employment or while you are on an approved training course. It also has to be confirmed that your employment is treated as an earner’s employment, was covered by a special provision, or was in Great Britain.
Remember that there are different rules for occupational deafness claims. It is not possible for you to receive compensation for any period before the date of your claim. This is the date when your completed claim form is sent to a DWP office. It is crucial for you to fill in all details on the form and send it back in the soonest possible time. In case you need any help in filling up the form, you can contact the Barnsley Centre.
When it comes to getting paid, your money can be sent directly to your account. You can either use a building society or a bank to ensure that your payment is delivered safely. You can get cash at any time of the day via a cash machine.
You can also make arrangements with your bank or building society so you can get money from a Post Office, which will provide you with a bank account that you can use to collect your compensation.
Ideally, your account should be in your name. However, it can also be in your spouse’s or partner’s name. You can also put both your name and your spouse’s or partner on the account.
If you cannot access your account personally, you can put it under the name of a family member or anyone who can act on your behalf. Benefits are usually paid every four or thirteen weeks. They can also be paid on a weekly basis.